Fort Walton Beach Car Accident Lawyer

Get a Car Accident Lawyer Near Destin With 25+ Years of Legal Experience On Your Side

Suffering an injury in a car accident could lead to a long recovery process and a massive headache. While you heal—perhaps missing time from work in the process—you may experience issues getting financial compensation from your insurer or the at-fault driver. It is important to obtain legal representation from an experienced Fort Walton car accident attorney to ensure you obtain the settlement and award that covers the full extent of your damages.

At Dowd Law Firm, our Fort Walton Beach car accident lawyer can help our clients maximize their entitled compensation after suffering a serious injury caused by negligence. For over a century, our Fort Walton personal injury attorneys have achieved a reputation for obtaining favorable results for our clients.

What are Florida Car Accident Laws

Personal Injury Protection Auto Insurance

Florida is one of ten states that is considered a “no-fault” car insurance state. This means individual accident victims are personally responsible for filing a claim under their own personal injury protection (PIP) coverage to recover compensation for medical expenses and other economic damages—no matter who caused the collision.

However, if you suffered severe or permanent injuries, you can file a claim or lawsuit against the other driver.

Common causes of car accidents include:

• Distractions such as cell phones
• Alcohol or illicit drugs
• Speeding
• Reckless driving
• Fatigue
• Inclement weather conditions

Pure Comparative Negligence in Florida

But when both parties share blame for the accident and serious injuries, the state follows a “pure comparative negligence” law. Under this rule, the plaintiff’s award is reduced by a percentage equal to their share of liability.

For example, if you are 35 percent at fault for the collision and the jury determines your total damages award should be $80,000, you are entitled to 65 percent of the $80,000 award, or $52,000. Even if you are 90 percent at fault, you can still recover 10 percent of the award.

Let Our Fort Walton Beach Car Accident Attorney Fight for You

Whether you go through your own insurer or file a lawsuit against the at-fault party, they will do their best to deny liability or pay as little as possible. Our Fort Walton car accident lawyer can investigate the accident, gather evidence, negotiate with insurance adjusters, and help you obtain the financial compensation you deserve.